Michael Curry – THE MORTGAGE WELLNESS GROUP

Mortgage Wellness is Your Mortgage Broker For

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Toronto GTA  (416) 912-6200
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Western Ontario  (226) 767-8867

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The Mortgage Wellness Group

The Mortgage Wellness Group – your Mortgage Broker in Barrie, Simcoe County, Muskoka, Toronto GTA, Vaughan, York Region, Peel Region, Durham Region, Western Ontario

We service all of Ontario – no in-office appointment required – we bring the paperwork to you!

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Mortgage News

Canada’s Real Estate Sector Remains Resilient

The Canadian real estate industry is still performing well, according to the 2018 Emerging Trends in Real Estate report published today by PwC Canada and the Urban Land Institute (ULI). Despite the industry’s steady performance, interviewees shared a concern of potential headwinds resulting in some real estate investors rebalancing their portfolios, and others taking a more defensive …

Canada’s housing market remains at a high degree of vulnerability and housing starts set to level off

Canada’s housing markets remain highly vulnerable with evidence of moderate overvaluation and price acceleration, according to  Canada Mortgage and Housing Corporation (CMHC). After a boost in residential construction in 2017, housing starts are projected to decline by 2019, but to remain close to the average level from the last 5 years. This analysis is from two key …

Residential Mortgage Underwriting Practices and Procedures – effective January 1, 2018 B-20

I. Purpose and Scope of the Guideline This Guideline sets out OSFI’s expectations for prudent residential mortgage underwriting, and is applicable to all federally-regulated financial institutionsFootnote1 (FRFIs) that are engaged in residential mortgage underwriting and/or the acquisition of residential mortgage loan assets in Canada.  It complements relevant provisions of the Bank Act, Trust and Loan Companies Act, the Insurance …